We put our customers first
Service is at the heart of everything we do. That's why Guaranteed Rate Insurance customers gave us a 98% customer satisfaction rating.2 Our team will help you through the insurance process, every step of the way.
The Guaranteed Rate Foundation provides customized financial support to those working to overcome extraordinary hardships.
Who we are
Guaranteed Rate Insurance was established in 2008 by Guaranteed Rate, Inc. President and CEO Victor Ciardelli, and is one of the fastest growing independent insurance brokerages in the country.
Licensed in 46 states, our team of Expert Agents is ready to help you, no matter where you're located.
Get insurance at a great rate
We work with over 40 carriers to find the right policy for you. Our team of Expert Agents will help you compare policies to find the right insurance coverage for your home, car, or even your business, at a great rate!
Guaranteed Rate Insurance and the Guaranteed Rate Foundation are working together to give back.
Over $5.5 million has been donated to more than 400 families.
Not sure what you're looking for?
Whether you're searching for new insurance or need to update an existing policy, we can help!
Whether you're searching for new insurance or need to update an existing policy, we can help!
Not sure what you're looking for?
© 2026 Rate Insurance. All rights reserved.
Rate Insurance, LLC is licensed in all 50 states (d/b/a Rate Insurance Agency, LLC in California (License 0K09890), Michigan, Minnesota, North Dakota, New York and Texas).
Home & Auto Insurance Tailored for Physicians
White Coat Investor and Rate Insurance have partnered to help physicians secure personalized home and auto insurance. As an independent agency, Rate Insurance compares top national and regional carriers to deliver tailored coverage for medical professionals.
Protect more. Save more. Stress less.
The people at Rate Insurance are phenomenal! They made the process of getting coverage so easy and completely stress-free. Their professionalism and responsiveness were great. I highly recommend them for anyone looking for hassle-free insurance.
-Elise P.
Staff was extremely knowledgeable and helpful throughout the process, starting with a quick turnaround with a quote, recommending the best option for my needs, through implementing the policy. Thank you!
-Mark S.
The Rate Insurance team provided multiple insurance options- I was able to compare to insurance rates I found on my own. I appreciated this transparency and the ease of working with them.
-Erick U.
Here's what our customers have to say
Ready to protect your home and save?
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Why Physicians Choose Rate Insurance
Ready to protect your home and save?
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Ongoing consultation as needs evolve throughout your medical career
Tailored recommendations for high-value homes, rental properties, and specialty vehicles
Tailored recommendations for high-value homes, rental properties, and specialty vehicles
Straightforward guidance without sales pressure
Independent comparison across our netword of 100+ trusted carriers
Home Insurance
Protection for high-value and custom homes
Options for secondary, rental, and investment properties
Guidance on umbrellas and liability limits
Annual policy reviews
Coverage for everyday, luxury, and specialty vehicles
Recreational Vehicle Insurance
Umbrella Insurance
Vacation Home Insurance
Auto Insurance
Need to speak with an agent faster? Give us a call.
Need to speak with an agent faster?
Give us a call.
Need to speak with an agent faster? Give us a call.