We put our customers first

Service is at the heart of everything we do. That's why Guaranteed Rate Insurance customers gave us a 98% customer satisfaction rating.² Our team will help you through the insurance process, every step of the way. 

^{The Guaranteed Rate Foundation provides customized financial support to those working to overcome extraordinary hardships.}  

Who we are 

Guaranteed Rate Insurance was established in 2008 by Guaranteed Rate, Inc. President and CEO Victor Ciardelli, and is one of the fastest growing independent insurance brokerages in the country. 

Licensed in 46 states, our team of Expert Agents is ready to help you, no matter where you're located. 

Get insurance at a great rate 

We work with over 40 carriers to find the right policy for you. Our team of Expert Agents will help you compare policies to find the right insurance coverage for your home, car, or even your business, at a great rate!

Guaranteed Rate Insurance and the Guaranteed Rate Foundation are working together to give back.

Over $5.5 million has been donated to more than 400 families.

More than just great home insurance. 

Auto Insurance

Business Insurance

Life Insurance

Jewelry Insurance

Flood Insurance

Recreational Vehicle Insurance

Umbrella Insurance

Vacation Home Insurance

© 2025 Rate Insurance. All rights reserved.

Rate Insurance, LLC is licensed in all 50 states (d/b/a Rate Insurance Agency, LLC in California (License 0K09890), Michigan, Minnesota, North Dakota, New York and Texas).

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How it Works