Our searching gets you savings.*
Buying or refinancing a home can be stressful.
We’re here to help.
Start your quote online and then connect with your Senior Account Executive to get your insurance.
Start your Quote Online. Then get insured.
We’ve helped hundreds of businesses with their insurance
(and we'd like to help you, too!)
“
The team at Guaranteed Rate Insurance continues to exceed our expectations by far. From day one, the insurance experts have been customer friendly, knowledgeable and just plain awesome. They care about you in every way.
— Henry P
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— Christopher J
Everyone I dealt with knew my name, knew my coverage and answered my questions in terms I could grasp. No one tried to "sell" me. I will continue to do business with these people, now and in the future.
“
— Mike H
It’s a great relationship. Our business moves quickly, so it’s always peace of mind knowing I have my insurance agent in our corner making sure our insurance keeps up with us as we grow. They take the time to make sure we understand our risks and our coverage.”
Insurance built around your business
Compare quotes from top-rated carriers in minutes and get coverage tailored to your business, industry, and needs.
Simple solutions
to complex risk managment
© 2026 Rate Insurance. All rights reserved.
Rate Insurance, LLC is licensed in all 50 states (d/b/a Rate Insurance Agency, LLC in California (License 0K09890), Michigan, Minnesota, North Dakota, New York and Texas).
Protect your business with customized coverage from Rate Insurance.
Expert Risk Management: Our insurance advisors simplify complex risk management challenges through tailored solutions.
Comprehensive Risk Assessment: We evaluate your Total Cost of Risk (TCOR) by analyzing your risks and controls.
Strategic Risk Transfer: We collaborate with you to align risk transfer strategies with your business’s unique risk tolerance.
Why Business Owners Choose Rate Insurance
What we cover:
The people at Rate Insurance are phenomenal! They made the process of getting coverage so easy and completely stress-free. Their professionalism and responsiveness were great. I highly recommend them for anyone looking for hassle-free insurance.
-Elise P.
Staff was extremely knowledgeable and helpful throughout the process, starting with a quick turnaround with a quote, recommending the best option for my needs, through implementing the policy. Thank you!
-Mark S.
The Rate Insurance team provided multiple insurance options- I was able to compare to insurance rates I found on my own. I appreciated this transparency and the ease of working with them.
-Erick U.
- Business Owners Policy
- Workers’ Compensation
- Professional Liability
- Commercial Auto
- Commercial Property
- General Liability
- Umbrella / Excess
- Management & Specialized
Here's what our customers have to say:
