Rate Insurance, LLC is licensed in all 50 states (d/b/a Rate Insurance Agency, LLC in California (License 0K09890), Michigan, Minnesota, North Dakota, New York and Texas).

Home builders face unique risks, including construction defects, equipment theft, and worker safety challenges. At Rate Insurance, we understand these complexities and offer a consultative, risk-focused approach to provide tailored insurance solutions that meet your specific needs. Our comprehensive coverage options include General Liability, Commercial Auto, Tools and Equipment Coverage, and Workers’ Compensation to protect your business and ensure your projects run smoothly.

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Protect your construction projects with comprehensive insurance coverage

Custom coverage designed for commercial builders to mitigate risks and secure your profits

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Tailored insurance solutions for home builders