© 2024 Rate Insurance. All rights reserved.

Rate Insurance, LLC is licensed in all 50 states (d/b/a Rate Insurance Agency, LLC in California (License 0K09890), Michigan, Minnesota, North Dakota, New York and Texas).

Privacy PolicyTerms of Service
HomeAutoBusinessLife(866) 947-5397

How it works


Share the savings

Spread the love.

Compare rates from 100+ top carriers

AIG logo
Progressive logo
Travelers logo
Nationwide logo

all the brands you know and trust

Make a referral

For each quoted referal, Rate Insurance will make a $10 donation to the charity of your choice. 

The referral must be a qualified referral, meaning they should be actively shopping for insurance.

A Rate Insurance agent will connect with your referral and provide a quote.

Submit a referral

Working with Guaranteed Rate Insurance was so easy, they gave me quotes for homeowners insurance and was able to add it to my current insurance auto policy and saved me money, answered questions. Made the whole process so much easier and less stressful. Definitely recommend Rate Insurance and Mortgage. 


-Christine B. 

Refer a friend

Refer your friends and family and help us Grow for Good. 

For each quoted referral, Rate Insurance will make a $10 donation to the charity of your choice!


All the insurance basics covered, and more.

Home Insurance

Auto Insurance

Life Insurance

Jewelry Insurance

Flood Insurance

Business Insurance

RV  Insurance

Umbrella Insurance

The services from Guaranteed Rate Insurance were amazing. They made the process easy to follow and understand. I refer all to use them. 


-Stephanie C.

First time I ever used an insurance broker. But it was over all a good experience. I saved a lot of money over my past auto & home insurance provider. I saved a lot of money with them for identical coverage. Contact them for a free quote, you have nothing to lose and might save a lot of money as I did.  


-Robert R.

Here's what our customers have to say

*Insert section about charities*

Our core values

At Rate Insurance, we believe that service is at the core of everything we do. Serving others is more than what we value, it represents our way of being and dictates how we interact with our customers, loan teams, each other, and ourselves. Serving is a privilege and an honor, it is the foundational element that we focus on to build our business of formidable size and strength.

We define service as the opportunity to earn the trust of others by striving for excellence while providing them something needed in a manner which maximizes the impact and contribution to their lives.


We Grow for Good.

We intend to be a top 50 national insurance broker and the #1 fintech leader in the country, with the commitment that the more we grow, the more good we will do. We measure the positive impact we have on our clients and insurance communities. 

Every year, we conduct at minimum two companywide fundraisers, give each employee one paid day to improve our communities, and support over 50 individuals and their families through the Rate Foundation.

The Rate Foundation



The Rate Foundation provides customized financial support to those working to overcome extraordinary hardships.  

Over $7.7 million has been donated to more than 560 families.

About the charities


Operation BBQ Relief


Tunnels to Towers Foundation

Provided 1,394,730 meals in response to Hurricanes Helene and Milton. 

Armed with a fleet of cooks, mobile pits, kitchens, and volunteers, Operation BBQ Relief delivers the Healing Power of BBQ to disaster-affected communities, offering solace to residents, first responders, and relief workers. 

Over $500+ million committed to programs.

Since 9/11, we have been helping America’s heroes by providing mortgage-free homes to Gold Star and fallen first responder families with young children and by building specially-adapted smart homes for catastrophically injured veterans and first responders. We are also committed to eradicating veteran homelessness and helping America to Never Forget September 11, 2001.


Disclaimer: $10 donation will be made to the selected charity per quoted referral on a quarterly basis. Rate Insurance is not affiliated with Operation BBQ Relief and Tunnels to Towers Foundation nor does Rate Insurance sponsor or endorse Operation BBQ Relief and Tunnels to Towers Foundation. If referral is not quoted for any reason, donation will not be made. This offer cannot be redeemed for cash/has no cash value.  Restrictions may apply, contact Rate Insurance for more information.